Did you know, if you're receiving working tax credits or universal
credits, you can receive £0.50p for ever £1 you save with HMRC Help to Save Scheme.
You can pay in up to £50.00 per month, you're not required to pay every month and can withdraw your money at any point.
You receive TAX FREE bonuses at the end of the second and fourth year based on how much you have saved, The account then closes after 4 years.
For Example - You pay in £50 every month for 2 years. You do not withdraw any money. Your highest balance would be £1,200. Your first bonus would be £600, which is 50% of the £1,200 saved. You can then gain this bonus again after the 3rd and 4th year, totalling £1,200 of tax free money over 4 years.
Well worth looking into! For more information on the scheme please see the link below: https://www.gov.uk/get-help-savings-low-income
Megan Drysdale - 02nd July 2019
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